Certified Blockchain Finance Professional (CBFP™)

Certification Overview

The Certified Blockchain Finance Professional (CBFP™) Certification is a rigorous, professional-level credential designed for experienced finance professionals seeking to master the intersection of blockchain technology, digital asset markets, and regulatory compliance. This comprehensive certification combines deep expertise in blockchain finance applications with essential legal and compliance competencies, positioning holders as leaders in an industry where traditional financial infrastructure is being fundamentally transformed by decentralized technologies.

Unlike entry-level certifications, the CBFP™ demonstrates mastery across two critical domains: the financial applications and market dynamics of blockchain and digital assets, and the legal, regulatory, and compliance frameworks governing this rapidly evolving ecosystem. This dual expertise makes CBFP™ holders uniquely qualified to lead digital asset initiatives, navigate complex regulatory environments, and guide organizations through the financial revolution enabled by blockchain technology.

photographic In a bustling office filled with natural light a diverse group of accountants collaborates around a large oak conference table Papers are-1
MMba woman working landing

At a Glance

Format

Self-paced, online, asynchronous

Duration

16-20 hours (8 courses)

Courses

Blockchain Finance Course Series (4) + Blockchain Law & Digital Assets Course Series (4)

Exam

200 questions, 150 minutes

Prerequisites

None required

Passing Score

70%

Ideal For

Experienced finance professionals

Continuing Ed

None required

Trusted by leading Universities and Enterprises
MSU
kentucky state CPA
OSCPA
Wiley-Logo-White
American_Accounting_Association_Logo.svg
ball-state-logo-png_seeklogo-337607
cornerstone_university_logo_

What You'll Learn

The CBFP™ certification requires completion of both the Blockchain Finance Course Series and the Blockchain Law & Digital Assets Course Series—8 comprehensive courses totaling 16-20 hours. This integrated curriculum provides end-to-end expertise:

Blockchain Finance Course Series (4 Courses)

Course #1: Blockchain's Disruption of the Financial Markets

  • Understand how and why blockchain will disrupt financial markets and legacy infrastructure
  • Explore decentralized finance (DeFi) as the next generation of financial market infrastructure
  • Analyze why cryptocurrency was just the first product in the blockchain transformation
  • Understand how hundreds of trillions of dollars of real assets will be tokenized and traded on blockchain
  • Learn how blockchain and security tokens will provide cheaper, faster financial market solutions
  • Examine the exponential rise in blockchain adoption and user growth
  • Evaluate how events like COVID-19 accelerate blockchain technology adoption
  • Analyze the "Better, Faster, Cheaper" value proposition for digital asset transactions
  • Study real-world case studies: Carlsberg A/S, London Whale historical perspective
  • Assess benefits of blockchain to the financial industry
  • Understand where digital adoption stands today and interest by country
  • Evaluate the disruptive phase for digital assets and future market implications

Course #2: The Rise of Digital Assets

  • Classify the complete framework of digital assets: payment tokens, utility tokens, asset tokens
  • Master core concepts of tokenization and security token offerings
  • Understand how tokenization will overhaul existing financial services infrastructure
  • Learn how security tokens combine traditional ownership certificates with blockchain agility and speed
  • Explore tokenization's impact on traditional assets: stocks, real estate, bonds, intellectual property, derivatives
  • Analyze tokenization benefits: process automation, continuous trading, faster deal execution, asset interoperability, fractional ownership, increased liquidity and market depth
  • Study comprehensive case studies: Britain's Royal Mint (gold tokenization), St. Regis Aspen Resort (real estate), World Bank Bond-i (fixed income securities), gold certificates
  • Understand how tokenization democratizes investing across wider geographies and investor classes
  • Master regulatory and compliance considerations for security token offerings
  • Explore how tokenization creates new business models and revenue streams
  • Participate in blockchain simulation: tracking assets from seed-to-store

Course #3: Digital Currencies and Payments

  • Master fundamental elements of blockchain transactions: cryptography, digital identity, digital wallets
  • Understand how blockchain transactions are created, linked, and verified
  • Learn how blockchain facilitates transfer of both cryptocurrencies and fiat currencies
  • Explore stablecoins as cryptocurrencies designed for reduced volatility
  • Understand how stablecoins enable digital representations of global fiat currencies (Euro, Pound, Yen, etc.)
  • Examine Central Bank Digital Currencies (CBDCs) and their implications for monetary systems
  • Analyze the creation of cashless societies using mobile payments powered by blockchain
  • Study comprehensive case studies: Facebook's Libra project, Ant Financial and the rise of mobile payments in Asia
  • Understand how blockchain provides better, faster, cheaper payment methods compared to legacy systems
  • Evaluate use cases demonstrating blockchain's ability to improve global commerce

Course #4: DeFi: The Future of Obtaining Financing

  • Understand how Decentralized Finance (DeFi) is transforming individual and commercial lending markets
  • Learn how blockchain will create new products for home mortgages, auto loans, equipment financing
  • Master smart contracts and their role in facilitating automatic value exchange without intermediaries
  • Understand oracles and their critical function in connecting blockchains to real-world data
  • Explore smart contract benefits through real-world applications (AXA's flight delay insurance "fizzy")
  • Learn about digital borrowing and lending, including earning interest on crypto assets
  • Understand the entire suite of DeFi offerings developed around lending and borrowing
  • Analyze blockchain-based mortgage solutions: Figure Technologies and the Provenance Blockchain
  • Explore future crypto lending technologies and innovations
  • Study historical context: lessons from the 2007 mortgage crisis and how blockchain addresses systemic risks
  • Assess DeFi's long-term impact on financial services and capital markets

Blockchain Law & Digital Assets Course Series (4 Courses)

Course #1: Blockchain + Digital Assets 101

  • Define and categorize all digital asset types: cryptocurrencies, stablecoins, platform tokens, DeFi tokens, utility tokens, governance tokens, meme coins, asset-backed tokens
  • Master blockchain architecture: consensus mechanisms (PoW, PoS, restaking), smart contracts, cryptographic primitives including Merkle trees
  • Understand blockchain evolution from Bitcoin's 2008 genesis through current institutional adoption (2023-present)
  • Explore cryptographic foundations: hash functions, public-key cryptography revolution
  • Evaluate comprehensive real-world applications: cross-border payments (PayPal's Xoom, Strike/Lightning Network), banking and post-trade settlement (DTCC Project Ion), tokenization and RWAs (Singapore's Project Guardian, NASDAQ Linq), Decentralized Physical Infrastructure Networks (Helium, Filecoin)
  • Master the Howey Test and apply it to determine securities classification under U.S. federal law
  • Understand the four prongs of investment contract analysis and current SEC enforcement actions
  • Navigate regulatory landscape across multiple jurisdictions: SEC, CFTC, FinCEN (United States), international regulatory approaches, MiCA (Europe)
  • Design comprehensive compliance strategies: KYC/AML procedures, licensing requirements, risk management frameworks
  • Understand custodial vs. non-custodial systems and their legal implications
  • Evaluate Central Bank Digital Currencies (CBDCs) and their regulatory frameworks

Course #2: Centralized Exchanges (CEX) & Decentralized Exchanges (DEX)

  • Master the fundamental differences between CEXs and DEXs in technical operations and user experience
  • Understand CEX mechanics: order book matching, custody of user funds, fiat on/off-ramps, KYC/AML compliance
  • Evaluate CEX advantages: deep liquidity, advanced trading features (margin, derivatives), customer support, regulatory clarity
  • Identify and mitigate CEX risks: security vulnerabilities, hacking incidents, insolvency, regulatory enforcement actions
  • Master DEX mechanics: smart contracts, Automated Market Makers (AMMs), liquidity pools, non-custodial trading
  • Understand DEX advantages: 24/7 access, user-controlled funds, censorship resistance, privacy preservation
  • Assess DEX risks: smart contract exploits, slippage, MEV (Miner Extractable Value), lower liquidity for exotic pairs
  • Analyze exchange economics in depth: trading fees, gas and network fees, slippage mechanics, fee transparency
  • Navigate regulatory requirements for centralized exchanges across major jurisdictions
  • Evaluate challenges of applying regulatory frameworks to decentralized protocols
  • Compare emerging hybrid exchange models balancing compliance and decentralization
  • Apply knowledge to recommend optimal exchange structures for specific business requirements

Course #3: Cryptocurrency Scams

  • Master the cryptocurrency risk landscape: irreversible transactions, anonymity limitations, lack of traditional safety nets (FDIC insurance), volatility exposure
  • Identify comprehensive taxonomy of cryptocurrency scams: darknet marketplaces using privacy-enhanced cryptocurrencies, rug pulls and token fraud schemes, cryptocurrency theft and exchange hacking, flash loan attacks on DeFi protocols, fake websites and phishing operations, cryptocurrency-based money laundering
  • Understand how criminals exploit blockchain's decentralized architecture
  • Analyze money mule schemes and sophisticated payment request scams
  • Master the 10 warning signs of fraudulent crypto or forex trading websites
  • Navigate regulatory requirements and enforcement mechanisms: FinCEN, CFTC, SEC, international agencies
  • Study major enforcement actions and their implications
  • Design and implement preventative strategies and consumer protection frameworks
  • Balance privacy preservation with regulatory oversight requirements
  • Assess institutional custody responsibilities and fiduciary duties

Course #4: Crypto Wallets + Decentralization

  • Master cryptocurrency wallet architecture and how private keys enable blockchain transactions
  • Understand wallet mechanics comprehensively: public/private key cryptography, wallet addresses, recovery phrases (seed phrases), hierarchical deterministic (HD) wallets
  • Evaluate custodial vs. non-custodial wallets: advantages, risks, legal implications, fiduciary responsibilities
  • Compare wallet types: software vs. hardware, hot vs. cold storage, multi-signature configurations
  • Understand legal implications of custody models for institutional and retail contexts
  • Master security best practices: recovery phrase safeguarding, hardware wallet usage, multi-sig governance
  • Assess comprehensive risks: user error, physical theft, social engineering, inheritance planning
  • Understand decentralization principles at fundamental and practical levels
  • Compare centralized vs. decentralized network architectures and their trade-offs
  • Analyze decentralization benefits: fault tolerance, Byzantine fault resistance, censorship resistance, transparency, elimination of single points of failure
  • Master how consensus mechanisms enable trustless decentralized coordination
  • Evaluate practical applications of decentralization beyond payments: governance (DAOs), identity (DIDs), infrastructure (DePIN), supply chain
Accountants discussing blockchain benefits

Learning Outcomes

Upon earning the CBFP™ certification, you will be able to:

Finance Expertise: ✓ Evaluate how blockchain disrupts traditional financial market infrastructure and creates new opportunities
 ✓ Design and implement tokenization strategies for various asset classes
 ✓ Assess digital currency and payment solutions including stablecoins and CBDCs
 ✓ Analyze DeFi protocols and their applications in lending, borrowing, and capital formation
 ✓ Develop business cases for blockchain adoption in financial services
 ✓ Navigate the economics of digital asset markets and trading venues

Legal & Compliance Expertise: ✓ Apply the Howey Test and securities law frameworks to digital asset offerings
 ✓ Navigate multi-jurisdictional regulatory requirements (SEC, CFTC, FinCEN, international)
 ✓ Design comprehensive KYC/AML compliance programs for digital asset businesses
 ✓ Evaluate exchange models (CEX vs. DEX) and their regulatory implications
 ✓ Identify and mitigate cryptocurrency fraud risks and scam schemes
 ✓ Assess custody solutions and their legal, security, and operational considerations
 ✓ Understand decentralization's impact on regulatory frameworks and enforcement

Professional Integration: ✓ Lead digital asset strategy initiatives within financial institutions
 ✓ Provide comprehensive advisory services on blockchain finance and compliance
 ✓ Bridge technical, financial, and legal expertise to communicate effectively with all stakeholders
 ✓ Develop compliant digital asset products and services
 ✓ Navigate the intersection of innovation and regulation in financial markets
 ✓ Position organizations for success in the tokenized economy

Certification Requirements

Course Completion:

Certification Exam:

  • Complete all 8 courses across both series:
    • Blockchain Finance Course Series (4 courses)
    • Blockchain Law & Digital Assets Course Series (4 courses)
  • Pass all Review Checkpoints within each course
  • Pass the Final Assessment for each course (70% minimum required)
  • 200-question multiple-choice exam
  • 150-minute time limit (2.5 hours)
  • 70% passing score required
  • Flexible navigation: skip and return to questions as needed

Time Commitment:

Prerequisites:

  • Course study: 16-180 hours total
    • Blockchain Finance Course Series: 8-10 hours
    • Blockchain Law & Digital Assets Course Series hours: 8-10 hours
  • Self-paced, online, asynchronous learning
  • Complete at your own pace
  • None. Direct enrollment available for experienced professionals.
  • No prior blockchain or digital assets experience required (though finance experience recommended).

Post-Certification:

  • No continuing education requirements
  • Credential stands alone or can serve as foundation for Master-level certification

Who Should Earn This Certification

The CBFP™ is designed for experienced finance professionals, including:

Investment Banking & Capital Markets:

Asset Management & Wealth Advisory:

  • Investment bankers exploring tokenized securities and digital asset offerings
  • Capital markets professionals evaluating blockchain-based trading infrastructure
  • Equity research analysts covering cryptocurrency and blockchain companies
  • Syndicate and origination teams considering security token offerings
  • Portfolio managers allocating to digital assets
  • Wealth advisors serving clients with cryptocurrency holdings
  • Fund managers launching or operating digital asset funds
  • Investment strategists evaluating blockchain and DeFi opportunities

Commercial & Investment Banking:

FinTech & Digital Assets:

  • Commercial bankers exploring blockchain lending solutions
  • Treasury management professionals implementing digital payment systems
  • Trade finance specialists evaluating blockchain supply chain solutions
  • Corporate banking relationship managers serving crypto-native businesses
  • Product managers at cryptocurrency exchanges or DeFi platforms
  • Business development professionals in blockchain finance companies
  • Financial analysts at digital asset firms
  • Strategy leaders at financial technology startup

Corporate Finance & Treasury:

Regulatory & Compliance:

  • CFOs and treasurers evaluating digital asset treasury strategies
  • Corporate development professionals assessing blockchain investments
  • Financial planning and analysis (FP&A) teams modeling digital asset scenarios
  • Treasury operations managers implementing blockchain payment solutions
  • Compliance officers at firms with digital asset exposure
  • Legal and regulatory affairs professionals navigating cryptocurrency frameworks
  • Risk management leaders assessing blockchain and crypto risks
  • Policy professionals shaping financial services regulation
MMba woman working landing

Career Impact

The CBFP™ certification positions you for:

Leadership Roles:

  • Lead digital asset strategy and implementation at financial institutions
  • Direct tokenization initiatives for real-world assets
  • Establish and manage digital asset product lines
  • Serve as subject matter expert on blockchain finance and regulatory compliance

Specialized Opportunities:

  • Digital asset fund management and portfolio allocation
  • Security token offering (STO) advisory and execution
  • DeFi protocol design and risk management
  • Blockchain payment system implementation
  • Cryptocurrency exchange operations and compliance
  • Tokenization platform development and management

Professional Differentiation:

  • Demonstrate mastery-level expertise in high-demand, low-supply field
  • Command premium compensation for specialized blockchain finance competencies
  • Position yourself as thought leader in financial innovation
  • Build consulting or advisory practice around digital asset expertise

Industry Sectors:

  • Investment banks and capital markets firms
  • Asset management companies and hedge funds
  • Commercial banks and payment processors
  • Cryptocurrency exchanges and DeFi platforms
  • FinTech companies and blockchain startups
  • Corporate treasury and finance departments
  • Regulatory agencies and policy organizations
photographic A visually rich financialthemed composition featuring multiple stacks of metallic coinssome neatly piled others scatteredset against a sl-2

Why the CBAP™ Matters

Blockchain technology is fundamentally restructuring global financial markets. Tokenization will unlock trillions in previously illiquid assets, DeFi is creating new capital formation mechanisms, and digital currencies are reshaping payment systems. The CBFP™ certification represents:

Comprehensive Mastery: Unlike certifications focused solely on finance OR compliance, CBFP™ integrates both disciplines, reflecting the reality that blockchain finance expertise requires understanding both market dynamics and regulatory frameworks.

Professional Credibility: Demonstrates commitment to professional development and mastery of technologies that will define the future of finance and capital markets.

First-Mover Advantage: As demand for blockchain finance expertise dramatically exceeds supply, early credential holders will capture premium opportunities and establish themselves as industry pioneers.

Future-Proof Career: Prepares you for the inevitable transformation of financial services, ensuring you're positioned to lead rather than be displaced by industry disruption.

Client/Employer Value: Enables you to design and execute strategies that most finance professionals cannot, making you indispensable to organizations navigating the digital asset revolution.

The financial services industry is entering its most significant transformation since the internet. The CBFP™ ensures you're ready to lead it.

Pathway to Master Certification

The CBFP™ stands alone as a professional credential but also serves as one component of the MMBA Master-level certification. Professionals who earn both CBFP™ and CBAP™ (Certified Blockchain Accounting Professional) achieve the highest level of recognition in the blockchain and digital assets field.

Get Started

Position yourself as a leader in the future of finance. Earn your CBFP™ certification and gain the comprehensive expertise organizations need to succeed in the tokenized economy.